Loan Set Up: 1 day
Purchase, Initial UW: 1 day
Purchase Conditions: 1 – 2 days
Refinance initial UW: 2 – 3 days
Refinance Conditions: 2 – 3 days
Jumbo Key (Fixed), Initial UW: 2 – 3 days
Jumbo Key (Fixed), Conditions: 6 – 7 days
Jumbo Express (ARM), Initial UW: 2 – 3 days
Jumbo Express (ARM), Conditions: 2 – 3 days
Turn time based on files and conditions submitted before 3:00 EST. Turn times subject to change without notice.
Conventional Products - FSB Mortgage
Conforming Conventional Loans with NO overlays
FSB Mortgage offers conventional Fannie Mae (DU) and Freddie MAC (LP) products with NO Overlays! We follow AUS findings on conforming, high balance conforming, and super conforming loans.
Key Advantages
No Overlays on:
FNMA or LP (with approved AUS findings)
Cash Out
Self Employed
Investment Property
Odd Year Amortization terms available on Fixed Rate Product (For Example: 26 or 27 year fixed rate loan)
Access to both DU and LPA through our website
RefiNow, Home Ready and Home Possible programs available